SPARK Rwanda: Providing a Space for Rwandan Entrepreneurs to Learn from Each Other
SPARK Rwanda: Providing a Space for Rwandan Entrepreneurs to Learn from Each Other
SPARK Rwanda creates better jobs and improved access to employment through entrepreneurship development throughout the country. Because many of SPARK’s entrepreneurs live in more rural areas of Rwanda, the COVID-19 pandemic presented a number of challenges in terms of reaching these entrepreneurs with the information and training that they need. Additionally, COVID-19 decreased the person-to-person exchanges to mouth exchange they normally have among each other.
To overcome these challenges, SPARK Rwanda launched a number of initiatives to continue coaching, mentoring, and training entrepreneurs during the lockdown. This led to the creation of the SPARK Rwanda Facebook platform for entrepreneurs (click here to access). This is a peer-to-peer learning platform that any entrepreneur or businessperson in Rwanda can access to share, learn and even collaborate together.
SPARK’s motto is “Dare to ask, dare to share, dare to learn.” By participating in the Facebook group, entrepreneurs have the chance to share their experiences, ask questions, and get advice from the SPARK team, and learn from each other. Many SMEs in Rwanda are facing issues in terms of access to finance and business given the pandemic, and need a place to get more information and get more connected/increase business relations. The group is designed to meet that need.
Working together with Youth Business International (YBI) and Accenture, SPARK will continue to interact with entrepreneurs over Facebook to support SMEs and provide webinars, training, coaching and mentorship, and a place for entrepreneurs to meet virtually – even when it is difficult to meet in person. Given SPARK’s success in business development in Rwanda, becoming part of the network via Facebook can add value to any small business and increase your network.
More broadly in Rwanda, SPARK continues to work with agricultural value chains and in helping cooperatives to become more professional. For these rural entrepreneurs, proximity coaching and mentorship continues as life slowly returns to normal, although much is still done by Skype or by telephone.
SPARK will soon launch their COVID-19 response strategy, so continue to visit the SME Response Clinic for updates.
To learn more about SPARK or to become a member of the online peer-to-peer network, visit:
- Website: https://SPARK.ngo/sub-saharan-africa/rwanda/
- Facebook: https://www.facebook.com/groups/SPARKRwandaEntrepreneurs/?ref=bookmarks
- Twitter: @SPARKorg
SPARK Rwanda: Guha urubuga ba rwayemezamirimo b’Abanyarwanda kugira ngo bigire kuri bagenzi babo
SPARK Rwanda ihanga imirimo inoze, ikanafasha mu kubona akazi ibinyujije muri gahunda zo guteza imbere ba rwiyemezamirimo mu gihugu hose. Bitewe n’uko ba rwayemezamirimo benshi bakorana na SPARK batuye mu bice by’icyaro mu Rwanda, icyorezo cya COVID-19 cyateje imbogamizi nyinshi mu bijyanye no kubagezaho amakuru no kubaha amahugurwa bakeneye. Byongeye kandi, COVID-19 yagabanyije ibiganiro umuntu agirana n’undi bari kumwe bavugana imbonankubone kandi ari bwo buryo bari bamenyereye gukoresha hati ya bo.
Mu gukemura izi mbogamizi, SPARK Rwanda yatangije gahunda zitandukanye zo gukomeza kwigisha, gukurikirana, no guhugura ba rwiyemezamirimo mu gihe cya Guma mu rugo. Ibi byatumye hatangizwa urubuga kuri Facebook ya SPARK Rwanda rwagenewe ba rwiyemezamirimo (kanda hano winjiremo). Ubu ni uburyo umuntu yigira kuri mugenzi we, buri rwiyemezamirimo cyangwa umucuruzi wo mu Rwanda yajyaho agasangira amakuru, akigira ku bandi, bakaba banagirana imikoranire.
Intego ya SPARK ni «Tinyuka ubaze, Tinyuka usangire amakuru n’abandi, Tinyuka wige.» Iyo binjiye mu itsinda ry’abagize urubuga rwa Facebook, ba rwiyemezamirimo baba bafite amahirwe yo gusangiza abandi ubunararibonye bwabo, kubaza ibibazo, guhabwa inama n’itsinda ry’abagize SPARK, no kwigira kuri bagenzi babo. Ibigo by’ubucuruzi Bito n’Ibiciriritse byinshi mu Rwanda bihura n’ibibazo byerekeranye no kugera ku mari n’ibikorwa by’ubucuruzi bitewe n’icyorezo, bityo, bakaba bakeneye ahantu bakura amakuru n’abandi bantu bagirana imikoranire mu bikorwa by’ubucuruzi. Itsinda ryashyiriweho gukemura icyo kibazo.
Ku bufatanye na Youth Business International (YBI) na Accenture, SPARK izakomeza gukorana na ba rwiyemezamirimo hifashishijwe Facebook mu rwego rwo gushyigikira Ibigo by’ubucuruzi Bito n’Ibiciriritse, no gutanga ibiganiro kuri interineti, amahugurwa, amasomo n’inama, hamwe n’ahantu ba rwiyemezamirimo bahurira – kabone n’ubwo bigoye guhurira hamwe imbonankubone. Hashingiwe ku musaruro mwiza SPARK yagezeho mu guteza imbere ibikorwa by’ubucuruzi mu Rwanda, kujya muri urwo rubuga wifashishije Facebook, byafasha ibikorwa by’ubucuruzi biciriritse ibyo ari byo byose kandi bigatuma birushaho kongera umubare w’abakorana na byo ndetse n’abazi ibyo bikora.
Mu Rwanda muri rusange, SPARK ikomeje gukorana n’abongerera agaciro ibikomoka ku buhinzi, ndetse no gufasha amakoperative kurushaho gukora kinyamwuga. Uko ibintu bigenda bigaruka ku murongo, igenda yegera ba rwiyemezamirimo baba mu bice by’icyaro, ibigisha ikanabagira inama, nubwo ibikorwa byinshi bigikorwa hifashishijwe Skype cyangwa telefoni.
Vuba aha SPARK izatangiza ingamba zayo zo guhangana na COVID-19, bityo rero, mukomeze musure urubuga rwa SME Response Clinic mubashe kubona amakuru agezweho.
Ushaka kumenya byinshi kuri SPARK cyangwa kuba umunyamuryango w’urubuga rwa interineti rwo kugirana inama, wasura:
- Urubuga rwa interineti: https://SPARK.ngo/sub-saharan-africa/rwanda/
- Facebook: https://www.facebook.com/groups/SPARKRwandaEntrepreneurs/?ref=bookmarks
- Twitter: @SPARKorg
Covid-19 Assessment Tool
The International Labour Organization (ILO) has developed a Self-Assessment Tool that is designed to help small and medium-sized enterprises (SMEs) during the COVID-19 crisis. The SME Response Clinic has adapted the tool for use in Rwanda.
Amahugurwa ya AMI atangwa kuri interineti: Amasomo ku Guhangana n’Ingorane no Kwigira ku Bandi - Justine
Amahugurwa ya AMI atangwa kuri interineti: Amasomo ku Guhangana n’Ingorane no Kwigira ku Bandi
Ongera ubumenyi bwawe bwo gucunga ibikorwa by’ubucuruzi ubikesheje amahugurwa ya AMI atangwa ku buntu:
Amahugurwa: https://smeresponse.clinic/2020/07/08/ami-business-bootcamp/
Ubuhamya: Justine Ntaganda, Nyiri La Corniche Hotel iherereye i Rubavu na Nyabihu, na Salma Nkusi, Umuyobobozi (ni ibikorwa by’ubucuruzi by’umuryango)
Justine Ntaganda na Salma Nkusi bakorera ibikorwa bya hoteli “La Corniche” ahantu habiri mu Rwanda, Rubavu na Nyabihu. Urwego rwo gucumbira abantu n’ubukerarugendo rwagizweho ingaruka zikomeye n’icyorezo cya COVID-19 kandi muri ibi bikorwa bibiri byuzuzanya, byagaragaye ko amahugurwa yabafashishije gusubiza amaso inyuma, bakunguka ubumenyi bushya bwo gukora ubucuruzi, no gufata ibyemezo bizafasha amahoteli gutera imbere mu gihe kiri imbere.
Ni iki cyakugiriye akamaro kurusha ibindi mu mahugurwa ya AMI?
“Njyewe n’umukobwa wanjye Salma twungukiye bikomeye ku nyigisho zatanzwe na AMI. Njyewe ku giti cyanjye, inama bampaye mu masomo yerekeye imikoranire myiza, zamfashije guhitamo gukoresha uburyo bwa “One Drive” mu rwego rwo gusangira amakuru. Isomo ryerekeye gusesengura ibyo abakiriya bakeneye ni umukoro ukomeye muri iki gihe kubera ko ibyo abakiriya bakeneye byarahindutse cyane. Ni ngombwa ko dusanisha n’igihe ibikorwa by’ubucuruzi byacu kugira ngo bibashe gukomeza.” ~ Justine Ntaganda
Tubikesheje amasomo ya AMI, ubu tugenzura ibitabo by’ubucuruzi buri cyumweru, tugakurikirana amafaranga yinjiye n’ayasohotse, kandi tukaba twabazwa ku nshingano zacu. Ubu dusigaye dukorana inama ya buri cyumweru n’abakozi, tugakoresha amakuru, tugafata n’ibyemezo bitewe n’uko ibikorwa bihagaze. Urugero: nihe dukwiye kugabanya amafaranga akoreshwa?
Aya masomo adufasha mu micungire y’ibikorwa bya buri munsi, kandi ibyo bigishije mu mahugurwa byarumvikanaga. Ikindi, isomo rijyanye no gushyiraho intego ryari ryiza cyane. Ubu, twese hamwe nk’itsinda rimwe, turaganira, tukanatekerereza hamwe ku ntego zacu z’igihe kirekire kandi tukazishyira mu nyandiko. Ibi bidufasha kumenya ibyihutirwa no gufatira hamwe icyemezo ku bijyanye no gukurikirana iterambere ryacu twese hamwe.
“AMI imfasha gushyira mu bikorwa ibi bitekerezo byose bishya nari mfite ariko bitari byanditse, kandi bitari bifite igihe runaka cyo kubishyira mu bikorwa –Amasomo ni meza cyane, kandi no kwita ku bijyanye n’ingengo y’imari y’ikigo nacyo ni ikintu tugomba gukora mu rwego rwo gukorana n’amabanki kugira ngo tubone amafaranga.” ~ Salma Nkusi
Ni gute AMI yagufashije?
Kuri njye, byabaye nko gusubira ku ishuri, bimfasha gutera imbere ku giti cyanjye, bigirira n’akamaro ibikorwa by’ubucuruzi byacu. AMI ntiyadufashije gukora ingengo y’imari gusa, ahubwo yanadufashije kumenya kuganira n’abakozi kugira ngo basobanukirwe impamvu dufata ibyemezo bijyanye n’imari tuba tugomaba gufata.
Ikindi kintu cy’ingenzi AMI yadufashijemo ni uburyo bw’imitekereze ya buri munsi bise “New Rise”. Ni ubundi buryo bwo gutangira umunsi wawe usukura ibitekerezo byawe, imihumekere, ukanategura gahunda yawe aho gukanguka umeze nk’aho ibintu byose ukora bigutunguye.
Ongera ubumenyi bwawe bwo gucunga ibikorwa by’ubucuruzi ubikesheje amahugurwa ya AMI atangwa ku buntu:
Amahugurwa: https://smeresponse.clinic/2020/07/08/ami-business-bootcamp/
AMI Online Bootcamp: Tools for Managing Risk and Learning from Others
Improve your business management skills with AMI’s free Bootcamp and Trainings:
Bootcamp: Tuesday, July 14th, 2020 – https://www.africanmanagers.org/rwandabusinessbootcamp/
Testimonial: Justine Ntaganda, Owner, La Corniche Hotel in Rubavu and Nyabihu, and Salma Nkusi, Manager (it is a family business)
Justine Ntaganda and Salma Nkusi operate the “La Corniche” hotels in two locations in Rwanda, Rubavu and Nyabihu. The hospitality and tourism industry has been hard-hit by the COVID-19 pandemic and the mother-daughter team has found that the AMI trainings have provided an opportunity to take a step back, learn new business skills, and make decisions that will help the hotels to thrive in the future.
What was most valuable for you about the AMI trainings?
“My daughter Salma and I have benefited enormously from the tools shared by AMI. For me personally, the advice shared on tools for better collaboration helped us to choose to use “One Drive” to share information. The tool for analyzing clients’ needs was also an interesting exercise during this time because demand has changed a lot. It is important that we adapt and continue to do our business.” ~ Justine Ntaganda
With the AMI tools, we are now able to check our books on a weekly basis, track cashflow and be accountable. Now, we even have a meeting on a weekly basis with our staff using the data and make decisions about where we stand. Where do we need to cut, for example?
These tools are helping with day-to-day management and the trainings have provided content in an understandable way. What’s more, the session on goal setting has been very great. Now as a team we talk and think together about our long-term goals and put them in writing as well. This helps us to prioritize and to decide how we will track our progress together.
“AMI is pushing me towards the implementation of all of these new ideas that I had but weren’t written down, and didn’t have a timeline –the tools are great, and looking at budgeting of the organization is something that we need to have in place for banks in terms of funding, too.” ~ Salma Nkusi
How has AMI supported you?
For us, it has been like going back to school, only for our personal growth and for the benefit of our business. AMI has helped us create a budget, and not only that, but to learn how to communicate with our staff so that they clearly see that there are reasons that we make the financial decisions we need to make.
One other interesting area of support from AMI is their “A New Rise” daily meditation. It’s another way to start your day by clearing your mind, breathing, and planning instead of waking up and feeling as if you are just facing emergencies.
Improve your business management skills with AMI’s free Bootcamp and Trainings:
Bootcamp: Tuesday, July 14th, 2020 – https://www.africanmanagers.org/rwandabusinessbootcamp/
Iyandikishe uyu munsi!/ Sign Up Today!
AMI Online Bootcamp: Tools for Managing Risk and Learning from Others - Justine Ntaganda
AMI Online Bootcamp: Tools for Managing Risk and Learning from Others
Testimonial: Justine Ntaganda, Owner, La Corniche Hotel in Rubavu and Nyabihu, and Salma Nkusi, Manager (it is a family business)
Justine Ntaganda and Salma Nkusi operate the “La Corniche” hotels in two locations in Rwanda, Rubavu and Nyabihu. The hospitality and tourism industry has been hard-hit by the COVID-19 pandemic and the mother-daughter team has found that the AMI trainings have provided an opportunity to take a step back, learn new business skills, and make decisions that will help the hotels to thrive in the future.
What was most valuable for you about the AMI trainings?
“My daughter Salma and I have benefited enormously from the tools shared by AMI. For me personally, the advice shared on tools for better collaboration helped us to choose to use “One Drive” to share information. The tool for analyzing clients’ needs was also an interesting exercise during this time because demand has changed a lot. It is important that we adapt and continue to do our business.” ~ Justine Ntaganda
With the AMI tools, we are now able to check our books on a weekly basis, track cashflow and be accountable. Now, we even have a meeting on a weekly basis with our staff using the data and make decisions about where we stand. Where do we need to cut, for example?
These tools are helping with day-to-day management and the trainings have provided content in an understandable way. What’s more, the session on goal setting has been very great. Now as a team we talk and think together about our long-term goals and put them in writing as well. This helps us to prioritize and to decide how we will track our progress together.
“AMI is pushing me towards the implementation of all of these new ideas that I had but weren’t written down, and didn’t have a timeline –the tools are great, and looking at budgeting of the organization is something that we need to have in place for banks in terms of funding, too.” ~ Salma Nkusi
How has AMI supported you?
For us, it has been like going back to school, only for our personal growth and for the benefit of our business. AMI has helped us create a budget, and not only that, but to learn how to communicate with our staff so that they clearly see that there are reasons that we make the financial decisions we need to make.
One other interesting area of support from AMI is their “A New Rise” daily meditation. It’s another way to start your day by clearing your mind, breathing, and planning instead of waking up and feeling as if you are just facing emergencies.
Amahugurwa ya AMI atangwa kuri interineti: Amasomo ku Guhangana n’Ingorane no Kwigira ku Bandi
Ongera ubumenyi bwawe bwo gucunga ibikorwa by’ubucuruzi ubikesheje amahugurwa ya AMI atangwa ku buntu:
Amahugurwa: kuwa kabiri tariki ya 28 Nyakanga 2020 – https://smeresponse.clinic/2020/07/19/ami-business-bootcamp/
Ubuhamya: Justine Ntaganda, Nyiri La Corniche Hotel iherereye i Rubavu na Nyabihu, na Salma Nkusi, Umuyobobozi (ni ibikorwa by’ubucuruzi by’umuryango)
Justine Ntaganda na Salma Nkusi bakorera ibikorwa bya hoteli “La Corniche” ahantu habiri mu Rwanda, Rubavu na Nyabihu. Urwego rwo gucumbira abantu n’ubukerarugendo rwagizweho ingaruka zikomeye n’icyorezo cya COVID-19 kandi muri ibi bikorwa bibiri byuzuzanya, byagaragaye ko amahugurwa yabafashishije gusubiza amaso inyuma, bakunguka ubumenyi bushya bwo gukora ubucuruzi, no gufata ibyemezo bizafasha amahoteli gutera imbere mu gihe kiri imbere.
Ni iki cyakugiriye akamaro kurusha ibindi mu mahugurwa ya AMI?
“Njyewe n’umukobwa wanjye Salma twungukiye bikomeye ku nyigisho zatanzwe na AMI. Njyewe ku giti cyanjye, inama bampaye mu masomo yerekeye imikoranire myiza, zamfashije guhitamo gukoresha uburyo bwa “One Drive” mu rwego rwo gusangira amakuru. Isomo ryerekeye gusesengura ibyo abakiriya bakeneye ni umukoro ukomeye muri iki gihe kubera ko ibyo abakiriya bakeneye byarahindutse cyane. Ni ngombwa ko dusanisha n’igihe ibikorwa by’ubucuruzi byacu kugira ngo bibashe gukomeza.” ~ Justine Ntaganda
Tubikesheje amasomo ya AMI, ubu tugenzura ibitabo by’ubucuruzi buri cyumweru, tugakurikirana amafaranga yinjiye n’ayasohotse, kandi tukaba twabazwa ku nshingano zacu. Ubu dusigaye dukorana inama ya buri cyumweru n’abakozi, tugakoresha amakuru, tugafata n’ibyemezo bitewe n’uko ibikorwa bihagaze. Urugero: nihe dukwiye kugabanya amafaranga akoreshwa?
Aya masomo adufasha mu micungire y’ibikorwa bya buri munsi, kandi ibyo bigishije mu mahugurwa byarumvikanaga. Ikindi, isomo rijyanye no gushyiraho intego ryari ryiza cyane. Ubu, twese hamwe nk’itsinda rimwe, turaganira, tukanatekerereza hamwe ku ntego zacu z’igihe kirekire kandi tukazishyira mu nyandiko. Ibi bidufasha kumenya ibyihutirwa no gufatira hamwe icyemezo ku bijyanye no gukurikirana iterambere ryacu twese hamwe.
“AMI imfasha gushyira mu bikorwa ibi bitekerezo byose bishya nari mfite ariko bitari byanditse, kandi bitari bifite igihe runaka cyo kubishyira mu bikorwa –Amasomo ni meza cyane, kandi no kwita ku bijyanye n’ingengo y’imari y’ikigo nacyo ni ikintu tugomba gukora mu rwego rwo gukorana n’amabanki kugira ngo tubone amafaranga.” ~ Salma Nkusi
Ni gute AMI yagufashije?
Kuri njye, byabaye nko gusubira ku ishuri, bimfasha gutera imbere ku giti cyanjye, bigirira n’akamaro ibikorwa by’ubucuruzi byacu. AMI ntiyadufashije gukora ingengo y’imari gusa, ahubwo yanadufashije kumenya kuganira n’abakozi kugira ngo basobanukirwe impamvu dufata ibyemezo bijyanye n’imari tuba tugomaba gufata.
Ikindi kintu cy’ingenzi AMI yadufashijemo ni uburyo bw’imitekereze ya buri munsi bise “New Rise”. Ni ubundi buryo bwo gutangira umunsi wawe usukura ibitekerezo byawe, imihumekere, ukanategura gahunda yawe aho gukanguka umeze nk’aho ibintu byose ukora bigutunguye.
Ongera ubumenyi bwawe bwo gucunga ibikorwa by’ubucuruzi ubikesheje amahugurwa ya AMI atangwa ku buntu:
Amahugurwa: kuwa kabiri, tariki ya 28 Nyakanga 2020– https://smeresponse.clinic/2020/07/19/ami-business-bootcamp/
Sign Up Today! / Iyandikishe uyu munsi!
AMI Online Business Survival Bootcamp
Grow your business skills through AMI's Free Online Bootcamps!
With the aim of equipping businesses with practical tools to face challenges brought by COVID-19, African Management Institute (AMI) is conducting a FREE COVID -19 Business Survival Bootcamp, with two different tracks. You can sign up for either one track or both tracks depending on your business needs.
- Track 1: Financial Forecasting & Cost Management Bootcamp helps you with immediate action to the threats to your businesses is facing. This track focuses on mapping out scenarios, assessing and addressing risks to your business, reviewing tools to forecast your cash flow, and defining short-term strategies. July 28th, 2020 at 15:00 pm (Kinyarwanda)
- Track 2: Reboot & Adapt Your Business: Innovation in the “New Normal” will provide you with the next steps to reboot your business, relaunch, and drive new sales. This track focuses on identifying opportunities for innovation and growth, performing market analysis, validating your new idea, and financial modeling forecasting for new products. August 11th, 2020 at 15:00 pm (English)
BOTH TRACKS INCLUDE:
- A 90-minute virtual learning session
- Access to additional courses and tools to help implement learnings for two weeks
- Opportunity to interact and network with other entrepreneurs in Rwanda
Both training webinars are designed specifically for business owners and entrepreneurs. Attendance is restricted at these sessions to keep them highly interactive, so please only sign up if you’re an entrepreneur (AMI will be organizing separate webinars for managers and leaders). Please share with other entrepreneurs and business owners in your network.
How to Access the Training
What Participants Had to Say About the Training
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Inkomoko yatangije «Ikigega cy’ingoboka cy’Inkomoko» kizatanga imfashanyo ku Bigo by’ubucuruzi Bito n’Ibiciriritse mu Rwanda
Kuwa 03 Nyakanga, Inkomoko, Nathalie Niyonzima
Inkomoko yatangije «Ikigega cy’ingoboka cy’Inkomoko» kizatanga imfashanyo ku Bigo by’ubucuruzi Bito n’Ibiciriritse mu Rwanda
Itsinda ry’abantu bo muri SME Response Clinic bagize amahirwe yo kuganira na Nathalie Niyonzima, Umuyobozi Mukuru w’Inkomoko mu Rwanda ku bijyanye n’Ikigega gishya kigamije kugoboka Ibigo by’ubucuruzi Bito n’Ibiciriritse mu kuzahura ibikorwa by’ubucuruzi byabo mu gihe cy’icyorezo cya COVID-19.
Inkomoko yatangije «Ikigega cy’ingoboka cy’Inkomoko» – gahunda yo gutanga imfashanyo ku Bigo by’ubucuruzi Bito n’Ibiciriritse mu Rwanda. Umunsi wo gutangiza icyo Kigega ku mugaragaro ni kuwa gatanu tariki 17 Nyakanga, kandi iyo gahunda iboneka ku rubuga rwa interineti: www.inkomoko.com. Ni imfashanyo izatangwa inshuro imwe ku bikorwa by’ubucuruzi byayisabye kandi byujuje ibisabwa mu rwego rwo kubifasha gukemura ibibazo batewe n’ibihombo bigize mu gihe cya “guma mu rugo” bitewe na COVID-19.
Iyi gahunda yamaze gutangizwa ku bakiriya b’Inkomoko kandi izatangizwa no ku bandi batari abakiriya b’Inkomoko kuwa 17 Nyakanga. Kugeza ubu, ba rwiyemezamirimo 1400 bamaze guhabwa iyi mfashanyo mu Rwanda.
Iki kigega nikimara gutangira, Ibigo by’ubucuruzi Bito n’Ibiciriritse mu Rwanda hose, bizaba byemerewe gusaba iyo mfashanyo. Imfashanyo izatangwa binyuze mu nzira y’ihiganwa kandi abasaba imfashanyo bagomba gutanga ibi bikurikira:
- Kuba banditse muri RDB cyangwa muri RCA
- Kuba baratanze umusoro w’ipatanti wa 2020
- Kugaragaza ko ibyo binjiza byagabanutse bitewe n’icyorezo cya Covid-19
- Kugaragaza ubushobozi bwo kongera kugeza ku byo binjizaga mbere y’icyorezo cya COVID-19 mbere y’uko umwaka urangira
- Kugaragaza ubushobozi bwo guhanga imirimo mishya cyangwa kugumana abakozi
- Inyandiko igaragaza imikoreshereze ya konti kuva mu Kuboza 2019 kugeza muri Gicurasi 2020
- Raporo y’imikoreshereze y’amafaranga kuva mu Kuboza 2019 kugeza mu Kuboza 2020
- Raporo y’itubyamutungo n’iyongeramutungo
- Ifoto y’umutungo
Ibyo bikorwa by’ubucuruzi bitanga akazi, biboneka mu nzego zahungabanye cyane nk’ubukerarugendo no gucumbikira abantu cyangwa inganda zikorera ibintu bitandukanye mu Rwanda – nk’abakora ibikoresho bitandukanye byo mu mbaho n’ibyuma, imyenda, n’ibindi – ubusanzwe byatumizwaga mu mahanga, ni byo bizahabwa umwihariko mu guhabwa imfashanyo. Ibikorwa by’ubucuruzi bitanga umusaruro mwinshi bibarizwa mu nzego zahawe umwihariko nk’ishoramari mu buhinzi, inganda nto, hamwe n’abandi bakorera ibintu mu Rwanda ubusanzwe byatumizwaga hanze, barashishikarizwa gusaba iyo mfashanyo.
Inkomoko izigana ubushishozi dosiye z’abasaba imfashanyo hasuzumwa niba abasaba bujuje ibiteganywa n’Ikigo cy’ihererekanyamakuru ku myenda, kandi nibiba ngombwa izajya ibasura aho bakorera.
Ku bafite Ibigo by’ubucuruzi Bito n’Ibiciriritse bifuza gukorana n’Ikigega, bakomeza gusura urubuga rwa interineti hamwe n’imbuga nkoranyambaga by’Inkomoko kugira ngo babone ibisobanuro birambuye mu minsi iri imbere.
«Ni nk’igitonyanga mu nyanja, kandi turabizi ko hakenewe byinshi birenzeho, ariko iki Kigega kigamije gufasha Ibigo by’ubucuruzi Bito n’Ibiciriritse kuva muri ibi bibazo by’ubukungu, kubona ibicuruzwa cyangwa serivisi, kwitabira ikoranabuhanga, cyangwa kongera kubona abakiriya, abakozi, n’inyungu.»
Ikigega cy’ingoboka cy’Inkomoko kiri gutangizwa ku nkunga ya MasterCard Foundation.
Uramutse wifuza kumenya birambuye amakuru yerekeye Inkomoko no gukomeza kumenya amakuru agezweho ku bijyanye n’itangizwa ry’iki kigega, wasura imbuga za interineti zikurikira:
- Urubuga rwa interineti: inkomoko.com
- Facebook: https://www.facebook.com/inkomoko/
- Twitter: https://twitter.com/inkomoko
- Instagram: https://www.instagram.com/inkomoko/
July 3, Inkomoko, Nathalie Niyonzima
Inkomoko Launches the “Inkomoko Relief Fund” to Provide Grants SMEs in Rwanda
The SME Response Clinic team had the opportunity to speak with Nathalie Niyonzima, the Managing Director of Inkomoko in Rwanda about a new grant designed to help SMEs in their recovery during the period of COVID-19. get back to business.
Inkomoko is launching the “Inkomoko Relief Fund” – a grant program for SMEs in Rwanda. The opening date will be Friday, July 17, and can be found at www.inkomoko.com. This is a, one-time grant that will be offered to those businesses that apply and qualify to help them deal with losses during the COVID-19 lockdown.
The grant has already been launched for Inkomoko clients and will be opened up to non-Inkomoko clients on July 17. So far, over 1,400 entrepreneurs in Rwanda have benefited from this grant.
Once launched, SMEs and MSMEs across the country will be eligible to apply for the grant. The grant will be offered on a competitive basis, and to apply, applicants will need to provide:
- Be registered with RDB or RCA
- Have 2020 Patent tax
- Show a decrease in revenue due to Covid-19
- Show the potential to grow back to pre-COVID revenue by year-end
- Show the potential to create jobs or maintain employees
- bank statements from December 2019 to May 2020
- cashflow statement from December 2019 to December 2020
- P&L statement
- Balance Sheet
Those businesses that create jobs, are in hard-hit sectors like tourism and hospitality or do local manufacturing of items – like furniture, clothing, and others – that are normally imported will be a focus for the grant. Businesses with high growth potential in priority sectors such as agribusinesses, light manufacturing as well as other business that offer locally made products that are normally imported are encouraged to apply.
Inkomoko will do due diligence on applicants, ensuring that they are in good standing the Credit Reference Bureau, as well as carry out site visits if deemed necessary.
If you are an interested SME, stay tuned by watching Inkomoko’s website and social media for more instructions. In the coming days.
“It is a drop in the ocean, and we know that there is so much that is needed, but this grant is meant to help those SMEs to re-emerge from recent economic challenges, pivot products or services, go digital, or regain customers, staff, and revenue.”
The Inkomoko Relief Fund is being offered with the support of the MasterCard Foundation.
To learn more about Inkomoko and to stay updated on the launch for the fund, see:
- Website: inkomoko.com
- Facebook: https://www.facebook.com/inkomoko/
- Twitter: https://twitter.com/inkomoko
- Instagram: https://www.instagram.com/inkomoko/
Mobilizing women entrepreneurs to access the right information for their businesses
Mobilizing women entrepreneurs to access the right information for their businesses
The SME Response Clinic spoke with Dr. Monique Nsanzabaganwa, Deputy Governor of National Bank of Rwanda and Chairperson of New Faces, New Voices Rwanda, and Ida Ingabire, Secretariat of New Faces New Voices Rwanda, to understand the barriers women face to accessing critical information to help manage their businesses and how SME Response Clinic can help bridge that gap. They emphasize the importance of not just making information available online but also mobilizing women to actually access knowledge with a personal touch. By reducing the persistent information asymmetries, women are better able to access finance.
To learn more, watch the video and participate in our upcoming webinar “Relief Measures Available for Women Entrepreneurs During and Post COVID-19” on July 16 at 3pm on Facebook Live.
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Inkomoko Launches the “Inkomoko Relief Fund” to Provide Grants SMEs in Rwanda
July 3, Inkomoko, Nathalie Niyonzima
Inkomoko Launches the “Inkomoko Relief Fund” to Provide Grants SMEs in Rwanda
The SME Response Clinic team had the opportunity to speak with Nathalie Niyonzima, the Managing Director of Inkomoko in Rwanda about a new grant designed to help SMEs in their recovery during the period of COVID-19. get back to business.
Inkomoko is launching the “Inkomoko Relief Fund” – a grant program for SMEs in Rwanda. The opening date will be Friday, July 17, and can be found at www.inkomoko.com. This is a, one-time grant that will be offered to those businesses that apply and qualify to help them deal with losses during the COVID-19 lockdown.
The grant has already been launched for Inkomoko clients and will be opened up to non-Inkomoko clients on July 17. So far, over 1,400 entrepreneurs in Rwanda have benefited from this grant.
Once launched, SMEs and MSMEs across the country will be eligible to apply for the grant. The grant will be offered on a competitive basis, and to apply, applicants will need to provide:
- Be registered with RDB or RCA
- Have 2020 Patent tax
- Show a decrease in revenue due to Covid-19
- Show the potential to grow back to pre-COVID revenue by year-end
- Show the potential to create jobs or maintain employees
- bank statements from December 2019 to May 2020
- cashflow statement from December 2019 to December 2020
- P&L statement
- Balance Sheet
Those businesses that create jobs, are in hard-hit sectors like tourism and hospitality or do local manufacturing of items – like furniture, clothing, and others – that are normally imported will be a focus for the grant. Businesses with high growth potential in priority sectors such as agribusinesses, light manufacturing as well as other business that offer locally made products that are normally imported are encouraged to apply.
Inkomoko will do due diligence on applicants, ensuring that they are in good standing the Credit Reference Bureau, as well as carry out site visits if deemed necessary.
If you are an interested SME, stay tuned by watching Inkomoko’s website and social media for more instructions. In the coming days.
“It is a drop in the ocean, and we know that there is so much that is needed, but this grant is meant to help those SMEs to re-emerge from recent economic challenges, pivot products or services, go digital, or regain customers, staff, and revenue.”
The Inkomoko Relief Fund is being offered with the support of the MasterCard Foundation.
To learn more about Inkomoko and to stay updated on the launch for the fund, see:
- Website: inkomoko.com
- Facebook: https://www.facebook.com/inkomoko/
- Twitter: https://twitter.com/inkomoko
- Instagram: https://www.instagram.com/inkomoko/
Kuwa 03 Nyakanga, Inkomoko, Nathalie Niyonzima
Inkomoko yatangije «Ikigega cy’ingoboka cy’Inkomoko» kizatanga imfashanyo ku Bigo by’ubucuruzi Bito n’Ibiciriritse mu Rwanda
Itsinda ry’abantu bo muri SME Response Clinic bagize amahirwe yo kuganira na Nathalie Niyonzima, Umuyobozi Mukuru w’Inkomoko mu Rwanda ku bijyanye n’Ikigega gishya kigamije kugoboka Ibigo by’ubucuruzi Bito n’Ibiciriritse mu kuzahura ibikorwa by’ubucuruzi byabo mu gihe cy’icyorezo cya COVID-19.
Inkomoko yatangije «Ikigega cy’ingoboka cy’Inkomoko» – gahunda yo gutanga imfashanyo ku Bigo by’ubucuruzi Bito n’Ibiciriritse mu Rwanda. Umunsi wo gutangiza icyo Kigega ku mugaragaro ni kuwa gatanu tariki 17 Nyakanga, kandi iyo gahunda iboneka ku rubuga rwa interineti: www.inkomoko.com. Ni imfashanyo izatangwa inshuro imwe ku bikorwa by’ubucuruzi byayisabye kandi byujuje ibisabwa mu rwego rwo kubifasha gukemura ibibazo batewe n’ibihombo bigize mu gihe cya “guma mu rugo” bitewe na COVID-19.
Iyi gahunda yamaze gutangizwa ku bakiriya b’Inkomoko kandi izatangizwa no ku bandi batari abakiriya b’Inkomoko kuwa 17 Nyakanga. Kugeza ubu, ba rwiyemezamirimo 1400 bamaze guhabwa iyi mfashanyo mu Rwanda.
Iki kigega nikimara gutangira, Ibigo by’ubucuruzi Bito n’Ibiciriritse mu Rwanda hose, bizaba byemerewe gusaba iyo mfashanyo. Imfashanyo izatangwa binyuze mu nzira y’ihiganwa kandi abasaba imfashanyo bagomba gutanga ibi bikurikira:
- Kuba banditse muri RDB cyangwa muri RCA
- Kuba baratanze umusoro w’ipatanti wa 2020
- Kugaragaza ko ibyo binjiza byagabanutse bitewe n’icyorezo cya Covid-19
- Kugaragaza ubushobozi bwo kongera kugeza ku byo binjizaga mbere y’icyorezo cya COVID-19 mbere y’uko umwaka urangira
- Kugaragaza ubushobozi bwo guhanga imirimo mishya cyangwa kugumana abakozi
- Inyandiko igaragaza imikoreshereze ya konti kuva mu Kuboza 2019 kugeza muri Gicurasi 2020
- Raporo y’imikoreshereze y’amafaranga kuva mu Kuboza 2019 kugeza mu Kuboza 2020
- Raporo y’itubyamutungo n’iyongeramutungo
- Ifoto y’umutungo
Ibyo bikorwa by’ubucuruzi bitanga akazi, biboneka mu nzego zahungabanye cyane nk’ubukerarugendo no gucumbikira abantu cyangwa inganda zikorera ibintu bitandukanye mu Rwanda – nk’abakora ibikoresho bitandukanye byo mu mbaho n’ibyuma, imyenda, n’ibindi – ubusanzwe byatumizwaga mu mahanga, ni byo bizahabwa umwihariko mu guhabwa imfashanyo. Ibikorwa by’ubucuruzi bitanga umusaruro mwinshi bibarizwa mu nzego zahawe umwihariko nk’ishoramari mu buhinzi, inganda nto, hamwe n’abandi bakorera ibintu mu Rwanda ubusanzwe byatumizwaga hanze, barashishikarizwa gusaba iyo mfashanyo.
Inkomoko izigana ubushishozi dosiye z’abasaba imfashanyo hasuzumwa niba abasaba bujuje ibiteganywa n’Ikigo cy’ihererekanyamakuru ku myenda, kandi nibiba ngombwa izajya ibasura aho bakorera.
Ku bafite Ibigo by’ubucuruzi Bito n’Ibiciriritse bifuza gukorana n’Ikigega, bakomeza gusura urubuga rwa interineti hamwe n’imbuga nkoranyambaga by’Inkomoko kugira ngo babone ibisobanuro birambuye mu minsi iri imbere.
«Ni nk’igitonyanga mu nyanja, kandi turabizi ko hakenewe byinshi birenzeho, ariko iki Kigega kigamije gufasha Ibigo by’ubucuruzi Bito n’Ibiciriritse kuva muri ibi bibazo by’ubukungu, kubona ibicuruzwa cyangwa serivisi, kwitabira ikoranabuhanga, cyangwa kongera kubona abakiriya, abakozi, n’inyungu.»
Ikigega cy’ingoboka cy’Inkomoko kiri gutangizwa ku nkunga ya MasterCard Foundation.
Uramutse wifuza kumenya birambuye amakuru yerekeye Inkomoko no gukomeza kumenya amakuru agezweho ku bijyanye n’itangizwa ry’iki kigega, wasura imbuga za interineti zikurikira:
- Urubuga rwa interineti: inkomoko.com
- Facebook: https://www.facebook.com/inkomoko/
- Twitter: https://twitter.com/inkomoko
- Instagram: https://www.instagram.com/inkomoko/
Rwanda Broadcasting Agency | Businesswomen call for streamlined means of access to finance and investment opportunities
Rwanda Broadcasting Agency
Businesswomen call for streamlined means of access to finance and investment opportunities
By tailoring content and digital targeting, SME Response Clinic is actively equalizing the information asymmetry that prevents women entrepreneurs from safely accessing finance and training. ConsumerCentriX is proud to serve as the implementing partner in this critical initiative.
Ingamba zo kuzahura ubucuruzi zafashwe kuri ba rwiyemezamirimo b'abagore mu gihe cy'icyorezo cya COVID-19 na nyuma yacyo
Ingamba zo kuzahura ubucuruzi zafashwe kuri ba rwiyemezamirimo b’abagore mu gihe cy’icyorezo cya COVID-19 na nyuma yacyo.
New Faces New Voices Rwanda ku bufatanye na SME Response Clinic, izacisha ikiganiro kirimo kuba ako kanya ku ipaji yayo ya Facebook ku kuntu ingamba za Leta n’iz’Urwego rw’abikorera zo guhangana n’ingaruka za COVID-19 zafasha ba Rwiyemezamirimo b’abagore. Icyo kiganiro kizacishwa ku ipaji ya Facebook ya SME Response Clinic saa 15:00 kuwa 16 Nyakanga, na ururimi ruzakoreshwa cyane mu nama ni Ikinyarwanda.
Ibigo by’ubucuruzi bito n’ibiciriritse bigira uruhare rukomeye mu bukungu bw’u Rwanda, kandi bikanatunga abantu benshi. Hashingiwe ku ibarura ryakozwe mu 2017 n’Ikigo cy’Igihugu cy’Ibarurishamibare ku bikorwa by’ubucuruzi n’imirimo mu Rwanda, uru rwego, harimo n’abikorera ku giti cyabo n’amakoperative, byihariye 99% by’ibikorwa by’ubucuruzi na hejuru ya 70% by’imirimo yose. Ba Rwiyemezamirimo b’abagore bafatiye runini ubukungu bw’u Rwanda. Imibare yatanzwe na Politiki y’Uburinganire mu Rwanda igaragaza ko abagore bayobora 42 ku ijana by’ibigo by’ubucuruzi, kandi bakaba bihariye 58 ku ijana by’ibigo by’ubucuruzi bibarizwa mu bucuruzi butanditse, bigira uruhare rwa 30 ku ijana mu Musaruro mbumbe w’Igihugu. Ubushakashatsi butandukanye bukorwa mu Gihugu bugaragaza kandi ko ba Rwiyemezamirimo b’abagore bagira uruhare rukomeye mu guhanga imirimo mu Rwanda, aho abenshi baha akazi hagati y’abakozi batatu na batanu mu bikorwa by’ubucuruzi byabo.
Uretse uruhare bagira mu guteza imbere aho batuye binyuze mu gutanga akazi, ba Rwiyemezamirimo b’abagore banagira uruhare runini mu iterambere ry’imiryango yabo mu buzima ndetse n’imirire, aho batanga amafaranga y’ishuri, bakarihira abana babo mu mashuri makuru, kandi bagateza imbere ingo zabo babikesheje ubucuruzi bwabo. Ariko nubwo batanga uwo musanzu, ntihabura n’imbogamizi. Ba Rwiyemezamirimo b’abagore mu Rwanda bahura n’ibibazo mu kugera ku bintu bitatu by’ingenzi bikurikira : amakuru, amahugurwa ku bumenyi bwo gukora no guteza imbere ibikorwa by’ubucuruzi, no kubona imari. Babangamirwa n’ibibazo bitandukanye nk’imisoro ihanitse, ikiguzi cyo gutwara ibicuruzwa, ndetse no gukorerwa ivangura rishingiye ku mutungo.
Nk’uko bimeze no mu yandi masoko atandukanye ku Isi, ba Rwiyemezamirimo b’abagore mu Rwanda bagizweho ingaruka n’icyorezo cya COVID-19, kandi ingamba zo guhagarika ikwirakwira ry’iyo virusi zatumye imbogamizi bahura nazo zirushaho kugira ubukana. Bitewe n’uko abaguzi bagabanutse no kuba gukwirakwiza ibicuruzwa bidakorwa neza, abantu benshi babuze akazi cyangwa barenda kukabura, mu gihe inguzanyo, imisoro n’ubukode bitishyurwa. Mu rwego rwo guhangana n’iki kibazo, Guverinoma y’u Rwanda yatangije Ikigega cyo Kuzahura Ubukungu nk’uburyo bwo kugabanya ingaruka icyorezo cya COVID-19 kiri kugira kuri uru rwego. Hashingiwe ku mbogamizi zizwi abagore bari mu bikorwa by’ubucuruzi bahura nazo, hari impungenge ko hadashyizweho ingamba zifatika, Ibigo by’ubucuruzi Bito n’Ibicirirtse bifitwe cyangwa biyobowe n’abagore bishobora kutamenya amakuru, bityo bigatuma batitabira Ikigega cyo Kuzahura Ubukungu uko bikwiye.
Mu rwego rwo gutanga amakuru ku Kigega cyo Kuzahura Ubukungu no ku zindi ngamba zihari za Leta n’iz’Urwego rw’abikorera zo gushyigikira ba Rwiyemezamirimo b’abagore muri ibi bihe bigoye, New Faces New Voices Rwanda, ku bufatanye na SME Response Clinic izacisha ikiganiro kirimo kuba ako kanya ku ipaji yayo ya Facebook ku buryo ingamba za Leta zo guhangana n’ingaruka za COVID-19 zafasha ba Rwiyemezamirimo b’abagore. Icyo kiganiro kizanyura ku ipaji ya Facebook ya SME Response Clinic saa 15:00 kuwa 16 Nyakanga. Mu rwego rwo kugira ngo ba Rwiyemezamirimo b’abagore benshi babashe kugikurikirana, muri icyo gikorwa hazakoreshwa Ikinyarwanda cyane.
Abazatanga ibiganiro barimo:
Dr. Monique Nsanzabaganwa; Umuyobozi Wungirije wa Banki Nkuru y’ u Rwanda,
Jeanne Françoise Mubiligi; Umuyobozi w’Ishami ry’Abagore mu Rugaga rw’Abikorera,
Claude Kabutware; Uhagarariye Imishinga muri Pro- Femmes Twese Hamwe, na Hannington Namara, Umuyobozi Mukuru wa Equity Bank, Rwanda.
Ibiganiro bizayoborwa na Ida Ingabire, Umunyamabanga wa New Faces, New Voices Rwanda na Ruziga Emmanuel Masantura, Umuyamakuru mu Bukungu Rwanda Broadcasting Agency.
Iki kiganiro kizaba ari igice cya mbere cy’ibiganiro bibiri bizakorwa n’abafatanyabikorwa b’ingenzi mu bukungu bw’u Rwanda. Inama ya kabiri iteganyijwe kuwa 30 Nyakanga, kikaba kizibanda ku buryo abatanga serivisi z’imari bari gufasha by’umwihariko mu gukemura ibibazo ba Rwiyemezamirimo b’abagore bahura nabyo kubera COVID-19.
Relief Measures Available for Women Entrepreneurs During and Post COVID-19
New Faces New Voices Rwanda in collaboration with the SME Response Clinic will be hosting a live discussion focused on existing government relief measures that can help support women entrepreneurs during and post COVID-19. The discussion will be hosted on the SME Response Clinic’s Facebook page at 3:00 pm on July 16 and will be held primarily in Kinyarwanda.
Micro, small, and medium enterprises (MSMEs) play a significant role in the Rwandan economy and contribute to sustain livelihoods for many. According to the National Institute of Statistics of Rwanda’s Establishment Census 2017, the sector, including private sector and cooperatives, represents 99% of businesses and over 70% of in-establishment employment. Women entrepreneurs are a vital force in Rwanda’s economy. Statistics from the National Gender Policy in Rwanda indicate that women head 42 percent of enterprises and comprise 58 percent of enterprises in the informal sector, which accounts for 30 percent of GDP. National surveys indicate that women entrepreneurs also have a tremendous impact on job creation in Rwanda, with many hiring between 3 and 5 employees to work in their businesses.
In addition to contributing to the development of their local communities through offering employment opportunities, women entrepreneurs contribute substantially to the development of their families through health and nutrition, ensuring funds are available for school fees and higher education for their children, and making improvements to their homes with profits from their businesses. Their contributions, however, are not without challenges. Women entrepreneurs in Rwanda face difficulties in access to three important factors: information, business skills training and development, and finance. They grapple with issues such as high taxes and transportation costs as well as discrimination in property ownership.
As in many markets across the globe, women entrepreneurs in Rwanda have been adversely affected by the COVID-19 pandemic, and measures to contain the spread of the virus have deepened some of the existing challenges they face. In the face of drops in demand or disruptions in the supply chains, a number of jobs have been lost or are at the brink while loans, taxes and rent are going unpaid. To respond to the challenge, the Government of Rwanda introduced the Economic Recovery Fund (ERF) as a mechanism to mitigate the threats that the pandemic is putting on the sector. Due to known barriers women in business face, there is a legitimate concern that without a deliberate effort women-owned/led MSMEs are likely to remain ill-informed and their uptake of ERF less than optimal.
To provide information about ERF and other private and public sector measures available to support women entrepreneurs in these uncertain times, New Faces New Voices Rwanda in collaboration with the SME Response Clinic will be hosting a live discussion focused on how government measures to address the economic effects of COVID-19 can support women entrepreneurs. The discussion will be hosted on the SME Response Clinic’s Facebook page at 3:00 pm on July 16. To increase accessibility for women entrepreneurs, the event will be held primarily in Kinyarwanda.
Panelists include:
Dr. Monique Nsanzabaganwa, Deputy Governor, National Bank of Rwanda
Jeanne Françoise Mubiligi, Chairperson, Rwanda Chamber of Women Entrepreneurs
Claude Kabutware, Project Coordinator, Pro- Femmes Twese Hamwe
Hannington Namara, Managing Director, Equity Bank Rwanda
The panel will be moderated by Ida Ingabire, Secretariat at New Faces, New Voices Rwanda and Ruziga Emmanuel Masantura, Business Jounalist, Rwanda Broadcasting Agency
This discussion will be the first of a two-part conversation with key stakeholders in the Rwandan economy. The second webinar, scheduled for July 30, will focus on how financial services providers are addressing the specific needs of women entrepreneurs in the face of COVID-19.