Ubucuruzi bwimibereho myiza

Urifuza gufungura ikigo cy’ubucuruzi kita ku mibereho myiza? Egera Amina Umuhoza, rwiyemezamirimo akugire inama.

Ubucuruzi bwimibereho myiza

Kuberako guhanga imirimo yerekeranye no guteza imbere imibereho myiza bikomeza gutera imbere ku isi yose, u Rwanda rwabonye ba rwiyemezamirimo benshi  bakora imirimo yo guhanga udushya mu bijyanye no guteza imbere imibereho myiza batanga ibisubizo ku bibazo by’ingutu bibangamira  abaturage kurusha ibindi. SME Response Clinic yaganiriye na Amina Umuhoza washinze ikigo cy’ubucuruzi giteza imbere imibereho myiza cya Dukataze; icyo kigo kikaba kigamije guha abantu bakiri bato amakuru ku byerekeranye n’ubuzima bw’imyororokere no kubaha ubushobozi mu bwo mu rwego rw’ubukungu. Abyikoreye mu kazi ke, Amina yafunguye sosiyete yitwa Saye Company Limited, ikigo cy’ubucuruzi giharanira inyungu kigurisha ibicuruzwa bikorwa n’abagenerwabikorwa b’ikigo cye. Twaganiriye n’Amina aduha ibitekerezo ku byerekeranye n’icyo bisaba kugirango umuntu abashe gucunga ikigo cy’ubucuruzi giteza imbere imibereho y’abaturage gikora neza. Dore bimwe mu bitekerezo yaduhaye:

Kugira umurava no Gukunda icyo ukora:  Kugirango umuntu abashe kuba rwiyemezamirimo uteza imbere imibereho myiza y’abaturage mwiza biterwa n’ibintu byinshi, ariko muri byose icy’ingenzi kurusha ibindi ni ukugira umurava no gukunda icyo ukora. Nk’umugore ukiri muto, yabonye bagenzi be bababazwa no kutagira ubagira inama no kutagira ubumenyi ku byerekeranye n’ubuzima bw’imyororokere. Amaze kubona ko ibi byaba uburyo bwo kubafasha, yatangiye akora ibikorwa byamufasha kubaka ikigo cy’ubucuruzi cye nko kwitabira gahunda z’amahugurwa ajyanye n’iterambere ry’ubucuruzi agamije kugira ubumenyi ngiro no kugirango abashe kumenyana n’abandi ba rwiyemezamirimo bahuje ibitekerezo. Kugira umurava no gukunda icyo yifuzaga gukora ni cyo kintu cyihishe inyuma ya buri kintu cyose Amina akora.

Guteza imbere ubumenyingiro: Kugirango ba rwiyemezamirimo babashe gukora neza, bagomba kugira ubimenyingiro runaka bubafasha guteza imbere ubucuruzi bwabo burimo nko kumenya kuganira n’abantu, imicungire y’imari no gutekereza ku ngamba ziba zigomba gufatwa. Ba rwiyemezamirimo bateza imbere imibereho myiza y’abaturage bagomba kubaka ubumenyi n’ubunararibonye ndetse no mu bindi byiciro by’ubumenyingiro- ubuyobozi, kwishyira mu mwanya w’undi, kugira ubwenge mu bijyanye n’amarangamutima no kubana n’abandi,  guhimba no guhanga udushya, no kumenya kwihanganira ibibazo.  Ubwo Amina yatangiraga ubucuruzi, yasabye gukurikira amahugurwa ku byerekeranye no guteza imbere ubucuruzi kuri ba rwiyemezamirimo bakora ibikorwa bigamije guteza imbere imibereho myiza kugirango abashe kumenya ibyo ashobora gukenera kugirango azabashe gutera imbere. Bitewe n’amahugurwa nka gahunda yo kwihangira imirimo ya Tony Elumelu, Amina yungutse ubumenyingiro mu byerekeranye n’ubuyobozi; ibyo bikaba byaramufashije guhuza no kuyobora itsinda ry’abantu banyuranye kandi bafite ubumenyingiro mu kigo cy’ubucuruzi cye.   

Kumenyana n’abandi:  Nk’uko Amina abyivugira, yabashije kumenya amahirwe anyuranye ariho yo kubona imari no guteza ubucuruzi imbere abifashijwemo n’abo babashije guhura imbonankubone n’abandi babashije kumenyana hakoreshejwe ikoranabuhanga. Nka rwiyemezamirimo ukora ibikorwa byo guteza imbere imibereho myiza y’abaturage, kubaka ihuriro rikomeye ahuriramo n’abandi bantu bakora mu rwego rumwe cyangwa mu nzego zifitanye isano n’urwe ni ingenzi. Bifasha ba rwiyemezamirimo kuvumbura amahirwe mashya, kubona ibyerekezo byiza, no kumenyekanisha ubucuruzi. Kumenyana n’abandi bishobora gukorwa mu buryo bubiri: Kujya mu bikorwa bihuza abantu n’abandi imbonankubone cyangwa kuganira n’abandi mukora kimwe mu rwego rwo kwihangira imirimo yo guteza imbere imibereho myiza hifashishijwe ikoranabuhanga.


Are you struggling to access funds to grow your business? Learn from Clementine Mukamana, a business coach, on how best to prepare yourself to maximize your chances of accessing funds.

Business Coach

One of the most pressing challenges for entrepreneurs, especially startups, is financing. Inadequate access to finance or capital prevents entrepreneurs from effectively executing core business activities and expanding their ventures. Many entrepreneurs in Rwanda, especially startups, lack much-needed information on how to best prepare themselves before venturing out to source funding for their businesses.

In an interview with the SME Response Clinic, Clementine Mukamana, a Business Coach working at the African Management Institute as a Sourcing Associate, shared tips on how entrepreneurs can position themselves to access funds for their businesses. Here are the highlights:

Highlights

 

Have a clear vision for your business: A clear vision provides an entrepreneur direction and purpose, facilitating better decisionmaking. According to Clementine, entrepreneurs should be clear on what they want their business to look like before seeking funding. This will help them maintain focus by prioritizing business activities that will help them secure the funds they need to kickstart or grow their business. For example, you might be interested in agribusiness. Network with people in the same industry and enrol for skills development programs to help you learn business growth tools, which in turn will help you pitch for funding from financial providers

Have proper business documentation: Proper documentation is critical for any business looking to access funds. During her training sessions, Clementine focuses on three aspects: understanding the problem your business is trying to solve, the solutions and the target market. A clearly documented business plan helps an entrepreneur effectively communicate with investors or potential funders for their business. Clementine also adds that it is critical to have certified documentation from business regulatory authorities before you think of sourcing for funds. These may vary depending on what type of business an entrepreneur is running, but the most common include business registration and tax registration documents.

Source for funds: When asked about available funding opportunities, business coach Clementine mentioned entrepreneurs should not limit themselves to traditional funding sources such as grants from donor organizations and loans from financial institutions. Funding opportunities can come from networking sessions, where entrepreneurs can meet potential customers, investors, and business partners. She also encourages entrepreneurs to enrol in training programs with an element of funding. Through such programs, an entrepreneur is often offered an opportunity to pitch their business to potential investors.

 

For more insights and opportunities, visit smeresponse.clinic


Ubucuruzi bwimibereho myiza

Are you thinking of starting a social enterprise? Learn from Amina Umuhoza, a social entrepreneur making an impact on young women in Rwanda.

Ubucuruzi bwimibereho myiza

As social entrepreneurship continues to grow globally, Rwanda has witnessed many innovative social entrepreneurs offer solutions to the most pressing challenges faced in society. The SME Response Clinic spoke with Amina Umuhoza, Founder of the social enterprise Dukataze, which aims to equip young people with information on reproductive health and economic empowerment.

Through her work, Amina also started Saye Company Limited, a for-profit enterprise that sells products made by beneficiaries of her organisation. We spoke to Amina, who shared some insights about what it takes to run a successful social enterprise. Here are the highlights:

Passion: Being a successful social entrepreneur depends on several things, but passion is one of the most important. As a young woman, she saw her peers suffering from a lack of guidance and knowledge about their reproductive health. Knowing their must be a way to support them, she began to engage in activities that would help her build her enterprise, such as participating in business development training programs for skills development and networking with like-minded entrepreneurs. Passion for her cause is what is behind everything Amina does.

Skills development: For entrepreneurs to succeed, they need certain skills to grow their business, including things like communication, financial management and strategic thinking. Social entrepreneurs need to build their knowledge and experience in an even broader set of skills – leadership, empathy, emotional and social intelligence, creativity and innovation, and grit. When Amina started the business, she applied for business development programs for social entrepreneurs to help learn what she would need in order to grow. Through programs such as the Tony Elumelu Entrepreneurship program, Amina acquired skills in areas like leadership, which helped her to assemble  and lead a diverse and skilled team in her enterprise.

Networking: According to Amina, she was only able to learn about different financing and business development opportunities from her physical and online networks. As a social entrepreneur, building a solid network with people working in the same or related industries is crucial. It helps entrepreneurs discover new opportunities, find quality leads, and increase business visibility. Networking can be done in two ways: attending physical events or engaging online with fellow industry players in the social entrepreneurship.

For the full interview with Amina Umuhoza, check the next slide.

Full Interview

Question: Tell us a bit about yourself and your social enterprise.

My name is Amina Umuhoza, and I’m the Founder of SAYE Company Limited/DUKATAZE.

We conduct a number of activities, but the most prominent ones include producing and sharing creative tools such as games and booklets with content about fighting teenage pregnancies and support for adolescents in talking about their reproductive health.

We do it in a fun and engaging way, which helps the adolescents we work with feel free and comfortable. In addition, we’ve got Kigali Menstruation Station located in Nyamirambo, which is a forum where young girls and boys learn about reproductive health without feeling embarrassed. The Station also offers a teen mom incubation program and other services. Understanding that not everyone can travel to the Station, we also offer training to those who are far from the Station. To do this, we work closely with local partners to carry out community outreach programs in districts outside of Kigali and in schools where we have clubs like “Let’s talk about us” (LTAU). So far we have trained 5010 adolescents on sexual reproductive health and also we are currently conducting a training of trainers for 200 students to become peer educators.

One might wonder, how do we manage to do all this? We have a shop that features home decoration items in Nyarugenge City Market called Home Decor, where we produce locally made products. We also have partnerships with international organisations that help us to implement some of our programs such as juno&me from Germany and My Period is Awesome from Uganda.

Question: Where did you get the idea and the initial investment to start the company?

When I was growing up, I realized that teenage pregnancies were common and that more can be done to prevent unintended pregnancies by talking about reproductive health. My idea was to tackle this challenge but in a way that could be sustainable financially and not dependent upon grants or donors.

Where did I get the capital? Initially, I used to write poems and I won different awards. Then, I saved the money I got from those poems and used it for transport to go to different meetings related to my social enterprise.

Later on, I participated in YouthConnekt Awards and was awarded RWF 500,000 as one of the top 30 entrepreneurs. This was my real starting capital.

Question: How did you develop your enterprise over time?

Building a business requires different skills. I started the business when I was 21 years old, with no sufficient skills at the time. But, thanks to different training and incubation programs I participated in, I really learned a lot. I managed to the get the skills I needed and later realized that I needed a skilled team to work with. In addition to those skills, it was important to have passion as well, and I have always felt very passionate about this work.

Question: What challenges did you face launching this enterprise?

The first challenge I faced was the fear of starting something new that nobody else in our family nor my close friends had ever tried. I sought peer mentors to advise me and also joined training programs to learn how to run such an enterprise.

Also, I had no capital, and that was the second challenge. The only thing I had was the talent of reciting poems from which I could get RWF 20,000 or RWF 30,000, which I would use for ticket fees when I was going to seek different partners or use it for internet to learn about different programs by people in the same domain.

Question: What are your plans for the year 2023?

I consider this year 2023 as a year for expansion. We started in 2017, so the enterprise has been running for almost six years. It has been like raising a child, and now that child has grown up, learning to walk by themselves. For 2023, we would like to build partnerships that can help us extend our services to more places (other districts), building on our working proof of concept to serve more adolescents. We have reached eight districts so far, and this year, we would like to reach five more.

Question: What advice would you give to other social entrepreneurs?

I would advise other young social entrepreneurs or those with their ideas in the incubation process to keep up. They are doing the right thing. They may sometimes wonder if they are doing the right thing, but I’m telling them the truth, they are unique.

Whenever you identify a problem in society, and you find a solution to that problem and manage to generate income, there is no greater joy.

Stay the course and try to find role models or mentors from whom you can freely seek advice in difficult situations.

Also, look around for different opportunities, especially through social media used by entrepreneurs in the same industry. That will help grow their enterprise.


Are you a start-up company that wants to grow your new venture? Apply for the 22 On Sloane Incubation Programme

Are you a start-up company that wants to grow your new venture? Apply for the 22 On Sloane Incubation Programme

22 On Sloane, an African Startup Campus, invites applicants for the 22 On Sloane Incubation Programme, designed for entrepreneurs launching new ventures. The Programme focuses on supporting entrepreneurs in identifying market opportunities, developing a growth strategy, assessing financing options, and ensuring business profitability.

Interested participants should fulfil the following to apply:

  • Have a registered business in the process of launching (with proof of concept) or have launched with revenue not exceeding USD 110, 000
  • Have a product that addresses current and future demands that are tech-enabled
  • Founders should demonstrate a clear intention to grow their business and attract investment

Entrance into the Programme is subject to the following:

  • Business case assessment
  • Company evaluation
  • Psychometric test
  • Assessing whether the business is aligned to 22 On Sloane’s vision

Participants in the Programme will receive the following benefits:

  • R1500 (USD$100) per month
  • 24-hour/7days week access into 22 on Sloane
  • Hosting an event at the Atrium (1 event inviting up to 50 people) 7 in relation to your start-up
  • Uncapped WI-FI
  • Workspace (A desk and chair)
  • Connecting you to various networks in your industry

To apply for the Programme, visit: Applications


UNLEASH Plus Program

Are you a social entrepreneur with a solution aligned with the UN's SDGs? Apply for the UNLEASH Plus incubation program before 31 March 2023

Are you a social entrepreneur with a solution aligned with the UN’s SDGs? Apply for the UNLEASH Plus incubation program before 31 March 2023

UNLEASH, a non-profit organisation founded in 2016 with the aim of developing solutions to Sustainable Development Goals (SDGs) and building capacity for youth globally, invites applicants for the UNLEASH Plus incubation program. UNLEASH Plus is a 6-month incubation program for entrepreneurs working on social and environmental challenges in line with the UN’s SDGs. Through the program, participants will receive skills development training, and tools, to test their early-stage solutions and design for llarge-scaleimpact.

Through a partnership with Chemonics International, UNLEASH Plus supports teams with existing prototypes to become impactful social ventures. Participants will have access to learning materials, the opportunity to join interactive workshops, receive direct support from experts and make connections to investors and partners during the program to accelerate their intended impact.

The program will be implemented in 3 phases:

The Roadmap: Basecamp is a practical two-day event where participants meet and witness pitches from other teams in their cohort. Participants also engage with their mentors and align on the vision, business model and priorities for their 6-month plan during the program.

The Journey: The second phase is the core 21-week virtual program that focuses on team development, solution testing and refinement, strategy, and pitching. During this phase, the goal is to launch the first complete solution that will attract the right customers, partners, and funders to accelerate the participant’s journey.

The Future: in-person program in India for top 25 teams. The last phase is the in-person finale of UNLEASH Plus during the Global Innovation Lab Karnataka (India). During this phase, teams will receive intensive tailored support from world-class experts to refine strategies, meet with potential partners and pitch their solutions to investors awarding cash prizes at the Dragon’s Den.

Interested applicants should fulfil the following to apply:

  • Have at least 2 active team members participating throughout the program
  • Be willing to commit at least 8 hours per team per week
  • Have at least half of the team members aged 35 years or younger
  • Have a validated, working prototype of a solution that addresses one or more of the SDGs
  • Have documented feedback, references, or testimonials from early testing with actual users or prospective customers that demonstrate market demand for the solution
  • Have a solution responsive to one or more of the 17 Sustainable Development Goals
  • Be a legal entity with the ability to receive funds
  • Have raised a maximum of 50,000 USD raised to date

To apply for the program, visit: Submit application


Are you an early-stage venture interested in scaling up? Apply for the e-Track Programme before 29 March  2023

Are you an early-stage venture interested in scaling up? Apply for the e-Track Programme before 29 March  2023

The University of Cape Town Graduate School of Business (UCT GSB) Solution Space, in partnership with Ayoba, a free instant messaging app, invites applicants for the e-Track Programme. The e-Track Programme is a two-phase early-stage venture accelerator and capacity-building programme for high-impact entrepreneurs in South Africa and beyond. It is designed to support participants in building scalable businesses with international potential.

Successful applicants take part in the following:

  • A five-week Venture Launch course that focuses on validating the venture concept
  • A twelve-week Venture Exploitation course aimed at accelerating the development of the validated venture

Interested applicants should have solutions relevant to the African market and global potential. Applicants can apply in teams or as individuals as part of an existing venture. They should have a prototype or minimum viable product ready for early-market testing to further establish the product and market fit. Additionally, the initial concept should demonstrate a deep and intimate understanding of the problem and market need or opportunity.

Selected participants will benefit from the following

  • Access to technical support and mentorship from Ayoba field experts,
  • Workshops and clinics to learn fundamentals and core business skills
  • Access to pro-bono partners and a network of consultants to support with specialist expertise such as legal, human resource, digital user experience, and venture capital
  • Feedback from the Ayoba team and network of experienced mentors and industry partners
  • Networking with Ayoba’s community of vibrant entrepreneurs

To apply for this program, visit: e-track programme applications

 


International Women's Day

Celebrating International Women’s Day – SME Response Clinic

Celebrating International Women’s Day – SME Response Clinic

Today is International Women’s Day – a time for celebrating women globally. At the SME Response Clinic, we would like to celebrate our women entrepreneurs this month by highlighting their contribution to Rwanda’s entrepreneurship ecosystem and, ultimately, the social and economic development of the country.

In March 2023, we will highlight insights from our engagement with women entrepreneurs, business coaches and key stakeholders in Rwanda’s entrepreneurship ecosystem. We will also highlight opportunities targeting women entrepreneurs in need of funding and business development support.

Meet three incredible women entrepreneurs as we celebrate women this March.

Last March, we featured three incredible young women entrepreneurs who shared their entrepreneurship journeys and insights on what it takes to be a successful woman entrepreneur. Check out what they had to say.

“Practical Solutions for Improving the Well-being of Women Entrepreneurs” – Webinar

In partnership with Geruka Healing Center, the SME Response Clinic hosted a live webinar to discuss “Practical solutions for improving the well-being of women entrepreneurs,” featuring women entrepreneurs and wellness experts. During the webinar, entrepreneurs shared how they handle wellness in their day-to-day lives and manage their multiple responsibilities. Check out their recommendations.

Leading women in Rwanda’s Banking Sector

According to the Global Gender Gap Index, Rwanda ranks 6th globally in closing the gender gap across four key dimensions: Economic Participation and Opportunity, Educational Attainment, Health and Survival, and Political Empowerment. In Rwanda, much is happening to close the gender gap in these areas, and we are focused on increasing women’s economic opportunity. The New Times Rwanda highlighted top women figures in Rwanda’s Banking Sector, with two of them leading the country’s biggest commercial banks. Having women in leadership, especially from financial institutions has proven to increase financial access for women in general.

Join us as we celebrate International Women’s Day this March 8.

 

 

 

 

 


Gender Equity and Advancement Accelerator

Are you a social entrepreneur interested in gender equity? Apply for the Acumen Gender Equity and Advancement Accelerator Program by 4 April 2023

Are you a social entrepreneur interested in gender equity? Apply for the Acumen Gender Equity and Advancement Accelerator Program by 4 April 2023

Acumen Academy, a global institute for social change, invites social enterprises to apply for the Gender Equity and Advancement Accelerator Program. The program seeks to support social entrepreneurs with moral leadership lessons and business skills. Selected participants will also learn from portfolio companies to confidently scale their enterprises and embed gender-inclusive approaches in their business models.

The program is available to social entrepreneurs who:

  • Run a social enterprise (nonprofit or for-profit) based in either East Africa or West Africa
  • Have a demonstrated track record of at least 12 months with some market traction and readiness to scale
  • Have a minimum of three team members who are full-time staff
  • Commit to serving women across three entry points and demonstrate evidence of action in at least one, including:
  1. Market (products and services)
  2. Internal organisation (workforce and policies)
  3. Value chain (supply and distribution)

During the program, participants will have access to the following:

  • Six learning labs alongside fellow entrepreneurs
  • Three one-on-one consultation calls with Acumen’s team
  • Video tutorials on customer discovery, sales and marketing, financial modelling, pitching, and more
  • Unconscious bias training, workshops, and self-assessment strategies for embedding gender inclusivity into your scaling plan
  • Case studies from social enterprises that have successfully scaled and contributed to gender equity and advancement

Eligible entrepreneurs can apply here.

For details about the program, visit Gender Equity and Advancement Accelerator.


Black Founders Fund

Apply for Google for Startups Black Founders Fund Africa before 26 March 2023

Apply for Google for Startups Black Founders Fund Africa before 26 March 2023

Google for Startups invites applicants for the Black Founders Fund Africa, a program that aims to support early-stage black-founded startups that benefit the black community on the African continent. The program seeks explicitly to bridge the existing fundraising gap for black startup founders in Africa’s fast-growing technology landscape. Google for Startups has set aside up to USD 150,000 in equity-free cash, up to USD 200,000 in Google cloud credits, and access to the best of Google – people, products, and practices. Additionally, participants will have the opportunity to receive mentorship support to accelerate business growth and to connect with Google for Startups Accelerator & Partner program alumni.

The Black Founders Fund Africa is intended for startups in Africa seeking seed-stage funding that meet the following criteria:

  • Have an existing product or service for Africa and the global market
  • Demonstrate the ability to create jobs, raise more funding, and make an impact
  • The founding team should at least have one black C-level founding member (COO, CEO, or CFO)
  • The company should be operating as a technology startup or a business where technology is a core for the ability to scale
  • Proposed startup products/services should be compatible with Google products

To apply for this program, visit: Applications


Fund

Are you an early-stage social entrepreneur interested in funding? Apply for the Roddenberry Foundation Catalyst Fund 2023

Are you an early-stage social entrepreneur interested in funding? Apply for the Roddenberry Foundation Catalyst Fund 2023

The Roddenberry Foundation invites innovators with early-stage ideas or projects addressing pressing global challenges to apply for the Foundation’s Catalyst Fund. The Fund will provide grants between USD 2500 and USD 15000 to projects or ideas demonstrating a high potential for lasting impact. Ideas or projects will be evaluated according to the following criteria:

  • Innovative: Approaches or strategies that innovate on existing models — What are you building on? What other solutions already exist?
  • Community-based: You deeply understand the communities you work on behalf of and have a good understanding of their needs. How are they engaged in the process? How will they be able to maintain the solution over time?
  • High potential for impact: Does your solution address a  recognized issue that affects a significant percentage of people?
  • Sustainable: Experienced team and an intelligent strategy for driving change — Who and what is driving the change? Why is this the right team? What makes this the right strategic bet right now?

 

Candidates for the Fund can be individuals, non-profit organizations, or social entrepreneurs. Interested participants must fulfill the following criteria:

  • Be 18 years of age or older
  • Submit the application in English
  • Include completed responses to all required application questions
  • Agree to all legal terms and conditions of the Catalyst Fund grant program
  • Be able to receive grant funding legally

To apply for the Fund, visit: Application for Catalyst Fund